insurance for an 18 year old

[mullet]

just got offered more monies/hours from my boss
so i can finally afford insurance
any ideas anyone?
cheers

(best quote so far £1359-ish)

 

[Robb]

Try all the comparison websites? Compare the meerkat etc.

 

[mullet]

i did thats the best so far

 

[alexm]

is that fully comp! :S im 17 and 3rd party fire and theft with quinn as cost me 670 on a 1.0

 

[mullet]

aye fully comp
ill give them a try though
cheers

£1,617.72 from quinn so thats a no

 

[alexm]

ouch thats a shoker! well im happy with my quote gf is with them aswell and she is in her second year with them 3rd party aswell and hers is 400-500 this year.

 

[mullet]

pain in the boobs trying to get a quote lol

 

[micra_tom]

cant you try putting an older member of your family on you insurance.
I have my dad on mine, and im 19. Its £289ish for a 1.0 ...

 

[capnmchl]

Directline are cheap, if you can live without having mods.
Adrian Flux. Become a member here and you can get discount for them.
NFU mutual. You have to call them, but they're usually cheap.

 

[mullet]

ive got my dad and sister on it as named drivers but i want my own policy

also cheers capnmchl ill try those companies tomorrow
and i dont have any mods apart from a cowprint interior

 

[capnmchl]

Yeah, just saying. Directline won't insure any mods to under 25's, even if they're named drivers.

 

[joesouthgate]

don't bother getting fully comp, not worth it for a micra, insurance companies would only give you a couple of hundred if you crashed, not worth loosing the noclaims.

 

[alexm]

don't bother getting fully comp, not worth it for a micra, insurance companies would only give you a couple of hundred if you crashed, not worth loosing the noclaims.

I agree with modded. I mean i looked at fully comp but no point 3rd party fire and theft with quinn should not cost you hardly anything

 

[joesouthgate]

I'm with quinn tpft, means i can drive other cars which is handy

 

[mullet]

quinn were still wayyy over a grand on tpft

 

[alexm]

I'm with quinn tpft, means i can drive other cars which is handy

on third party ??

 

[joesouthgate]

yep third party fire and theft.

 

[alexm]

yep third party fire and theft.

well thats mint! i read my certificate and it did say other cars but i thought that ment if i went fully comp! woop any car then?? I am so going to drive my mothers BMW

 

[joesouthgate]

I've read through all the docs thoroughly and the only restrictions i can find is that you cant drive trucks/vans etc. It will say on your certificate that you can drive ofther cars.

 

[alexm]

I've read through all the docs thoroughly and the only restrictions i can find is that you cant drive trucks/vans etc. It will say on your certificate that you can drive ofther cars.

But only third party.. so i wont drive her car be scared i rite it off and she cuts my balls of haha!

 

[joesouthgate]

meh i don't think about that, i just think ...its legal! then i don't give a ####! Drive my step mum's fiat coupe a couple of months ago, that was fun

 

[alexm]

meh i don't think about that, i just think ...its legal! then i don't give a ####! Drive my step mum's fiat coupe a couple of months ago, that was fun

Hehe.. there rather nippy aint they?? Well my dad says i can drive his company car he doesnt car if it gets written off if hes not hurt he does not care. Thats new focus 1.6 turbo

 

[Makrakin08]

i would just insure it first party only for the first year then do it third party fire and theft

 

[SR/SR]

ADMIRAL i was insured by them and its my first car first insurance and i went fully comp and i have a 1.3 sr i was paying £936.73 a year then i lost my job so had to cancel but i am back now paying alot more lol

 

[wgc_daz]

endliegh im paying 1150 pounds at 18 no noclaims fully comp in my name ring up its cheaper

 

[SR/SR]

they were a fortune for me lol but different areas means different prices admiral seem to be one of the cheapest for micras

 

[curtis]

www.elephant.co.uk

Add 2 additional women drivers

Do it and i pretty much garrenty it'll be under £1000

Also you have the option of a 10month policy but still get a years no-claims

TRY IT!!!

 

[C0llis0n]

im fully comp on Liverpool Victoria with my 1.3i and its 1.4k , expensive for my wage but by far the best quote i could find!

Try them out directly cuz there not with any comparison websites.

 

[curtis]

im fully comp on Liverpool Victoria with my 1.3i and its 1.4k , expensive for my wage but by far the best quote i could find!

Try them out directly cuz there not with any comparison websites.

They are with moneysupermarket.com

 

[g2oo8]

ive got a 1.0 micra
tptf insurance.. ii pay 125 a month/ 1500 a year on my own policy