Erm well i wanna start by saying wtf. So im close to doing my driving test and im obviously looking at insurance and get this my cheapest quote is £7965 with a black box mods declared
insurance issues
- Thread starter Rockmonzter
- Start date
That's why unfortunately it's becoming cheaper to get a brand new car with free insurance for you first timers. Its a shame nowadays. My first car was a Capri 1.6 and that was £341 to insure at 17. I do think there's something wrong with that quote of yours though.
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Yeah its ridiculous it was like 2000 a few months ago
Ignore that quote mate, they do that when they don't want the business, they all do it.
Shop around, and you'll be OK eventually.
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I certainly hope so i know its my first car so its going to be expensive but not that bad
Not quite £1M. Still expensive those Brimstone missiles at £100K though.
If you declare them mods it going to be expensive, mines 13 hundred, with a black box and listed as "Standard"
Where the heck do you live??? Mine was £700, no black box although that would make it £100 cheaper, 20 years old with no NCB. Forget mods though. Not until you've got at least a years no claims bonus behind you (unless you risk it and don't declare / only upgrade to standard parts from higher end micras)
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Yeah i dont get it and only rochester way its stupidly expensive maybe if i mod it after but still crazy !
Even my 2.5 litre Subaru Outback is only £1700, seems ridiculous. I've also noticed tiny changes effect it big time. Add parents as named drivers. The difference between my mum being a teacher in private education saved £200 over public education for example. Can't imagine paying much over a grand on a 1.0 Micra, even if your 17 and live in a crap postcode.
Mine was 1300 with my mother on the insurance, (Dad made the damned thing go up and he was a taxi driver..) If you say you work as a mechanic they put it up, Hence I put mine down as a pen pusher (Sorry guys that are) and at the time it was Generally standard apart form little irreversible mods I had done, When I get 1 years ncb It goes down to about 800
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Ikr :/ its a 1.4 tho
That could boost it a bit
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Indeed im determined to drive it
Ouch.. I thought my ~300£ for a 1994 1.3 K11 was bad, and I'm 21... I live in Finland, I guess we have it pretty nice here then.
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Na thats well gd tbh
Insurance seem to be a bit of a lottery these days - keep shopping around. See if there are specialist that insure young drivers. As mentioned putting mum/dad on the policy can help bring it down too. I feel over laughing when I was quoted £5k to insure my wife's lad on my over car as a learner (before we got the Micra that was) and it would go up when he passed his test - seems learners are less of a risk then a newly passed driver....
My insurance company from last year quoted me 2800 for this year, 1k More then last year, With a black box, I got one with another insurer for 800 Without a black box, keep shopping around, ringing them up works well.
Out of curiosity, what does it mean to have it insured with/without a "black box"? Is it a device installed to your car that tracks stuff like on planes? That just sounds weird to me lol as we don't have anything like that here.. Also your prices are absolutely massive, how can anyone pay for their insurance there?!
pedophile government that the people love so much and get it up the bum cause they love that treatment. flappy public over here with no spine in em that's what it means exactly
The real zionist nazis won the 2nd world war. that's the fact of it.
corrupted idiot public who are stuck into ****ty films and music and act clever but are dopey as fook. love getting fingered up they ass. no government regulating the private sector from ripping the ass of the public. Then say "isn't the economy doing well" economic terrorism it's called.but everyone to swined up dopey like pig animal to do a thing about it.
corrupted idiot public who are stuck into ****ty films and music and act clever but are dopey as fook. love getting fingered up they ass. no government regulating the private sector from ripping the ass of the public. Then say "isn't the economy doing well" economic terrorism it's called.but everyone to swined up dopey like pig animal to do a thing about it.
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The insurance industry also foots loads of a collisons against of load of non insured foreigners.
Why direct line says this as part of their advert, because it is happening quite a bit.
Most all they do is purchase a car then go straight out on the road. Why in London you see such ****e driving!
Why direct line says this as part of their advert, because it is happening quite a bit.
Most all they do is purchase a car then go straight out on the road. Why in London you see such ****e driving!
It's also called being a "Young driver" bu****it, I've just had to buy a new bumper for mine after someones put a chuffing great big scrape down one side of my bumper, that's another reason, People can't f**king drive over here..
Many just don't understand road law. I was driving through Tottenham other day & this person walking on a zebra crossing. The driver foreign just drove through. You could see the driver just just didn't understand the zebra crossing concept!
I've recently bought a W-Reg 998cc Micra because my Fiesta had died. All I wanted to do was swap the Car over on My insurance but they wanted "An additional premium" of £145 which is obscene. I've been driving 10yrs and told them where to go. These con merchants were charging Me £84 per month for the Fiesta, (something to do with me being a named driver for a while because I had no regular use for a Car of My own) I found out that speaking to a Human on the Phone costs more than online for some reason so I went on the Meerkat, filled in my details honestly and saved about £300. Happy Days
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Ha, just like the Italians!! Nearly got myself knocked down in Rome. Some explained later that just because it's a pedestrian crossing doesn't mean you have a right to cross on it!! LoL
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Probably African. Though seriously how do say Africans come over and adapt to our roads. If you get road markings out there you are lucky!
they adapt very well knowing that they paid for these roads, seeing as Africa is the richest nation on the face of earth and getting raped by every one
isnit?they adapt very well knowing that they paid for these roads, seeing as Africa is the richest nation on the face of earth and getting raped by every one
Could be right with the amount of money the rest of the world is giving them!
they adapt very well knowing that they paid for these roads, seeing as Africa is the richest nation on the face of earth and getting raped by every one
You're both right, and both wrong.
very funny, life of brian sketch is it phahahhahahaha aaaah man
now your turn to bring evidence or you just talking?
yes davyboy it's called devide and conquer
Here's one, and those like him who get the money.very funny, life of brian sketch is it phahahhahahaha aaaah man
View attachment 46916
now your turn to bring evidence or you just talking?
yes davyboy it's called devide and conquer
Here's one of his (houses)
wehey
Ex. Club Member
Mine was a Morris Oxford....hell of a car.Your showing your age lol
My first car was a Cortina
0 to 60 3 weeks, and about half a mile to stop it.
But if you crashed into it.....you would be destroyed.....one of those real heavy girls.
My first car was an austin 7 ruby.
My First car. 1955 Morris Minor 850cc bought for £12.50. A good runner that was older than me with three months MOT.
First insurance in 1974 for above vehicle was £75 per year. This was three weeks gross salary at £100 per month at the time. Real value inflation-adjusted value equates to approximately £1500 today, assuming average salary approximately £2250 gross per month currently.
NB; Bought a car for £12.50 and paid six times that for third party fire and theft insurance in 1974 via a broker!
Conclusion, with reference to my experience in real inflation-adjusted values, young driver insurance rates are relatively unchanged in 42 years?
A penny for your thoughts?
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Misty eyes time and distance accentuate the positive of good old day’s wishful thinking. Oh to be young again and happily pay three week’s salary for insurance? I wish!
3 weeks (!) my insurance is roughly one day of my finances LOL
Young again......forty would be nice.
