Should I declare a facelift to pre facelift conversion?

[Nodwons]

As the title says should I tell my insurance company about this face swap? (all parts are oem)


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[andy]

best to mention it to them, as the car is not factory.

 

[Nodwons]

best to mention it to them, as the car is not factory.

Just dont want it to come under me modding the car and i get charged more im a new driver so that would be a pain


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[plmval]

A new and young driver doing anything out of the normal ordinarily gives the insurer excuses to increase premiums & or to immediately revoke your existing insurance as modifications breaches your existing contract.

Maybe cheaper to simply modify it back to original & keep within your existing insurance contract terms & conditions if minimal overall costs are a priority?

 

[Nodwons]

A new and young driver doing anything out of the normal ordinarily gives the insurer excuses to increase premiums & or to immediately revoke your existing insurance as modifications breaches your existing contract.

Maybe cheaper to simply modify it back to original & keep within your existing insurance contract terms & conditions if minimal overall costs are a priority?

yeah that is true thanks for your help mate


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[Bethoffreshair]

Yes, you need to inform your insurance company about any modifications from standard regardless!

 

[fooby]

Probably best be on the safe side. Pretty sure you're good if you're upgrading parts that are OEM and were available on your car, for example fitting alloys from a same generation model. Otherwise half the people driving used cars would be uninsured. For example my old Golf S came with steels stock but was sold to me with alloys and this wasn't an issue.

It's a bit of a grey area though. OEM alloys have to be declared? What about aero wiper blades? You got the original dealership options receipt for those alloys? You get the point.

I'm sure you could plead ignorance if they ever bought it up but not the smartest move.

 

[Nodwons]

Probably best be on the safe side. Pretty sure you're good if you're upgrading parts that are OEM and were available on your car, for example fitting alloys from a same generation model. Otherwise half the people driving used cars would be uninsured. It's a bit of a grey area though. OEM alloys have to be declared? What about aero wiper blades? You got the original dealership options receipt for those alloys? You get the point.

I'm sure you could plead ignorance if they ever bought it up but not the smartest move.

Yeah i think i will man thanks a lot!


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