Insurance Companies To Try?

[Shaun]

It's that lovely time of the year where one needs to renew his/her insurance.
However having 2 years of crash free driving and no points on my licence
my cheapest quote so far is from elephant.co.uk with... wait for it...

£1011.83
You have got to be kidding me right?

2009 - K10 Super S - £1021.62 - No NCB (new driver)
2010 - K11 Super S - £624.33 - 1 Yr NCB
2011 - K11 SR - ???

I am not paying the above amount. even if i have to go car free for a year and a half till i am 25 because apparantly once you hit 25 you become lewis hamilton and drive like you have a bucket of water on your lap.

If anyone can recommend some insurance companies for me to try i would most appreciate it.

Will try SkyInsurance and Chris Knott tomorrow.

But seriously i know insurance has gone up, But i may aswell be speeding and crashing all the time with prices like this.

 

[Shaun]

Oh and just to note that is with my partner on there otherwise it would be £1400 odd. grr

 

[Daniel]

Elephant??? :laugh Avoid them like the plague, along with Quinn and Swinton. Admiral, Sky, and Adrian Flux will be your best bet (Y)

 

[r-reg-sr]

i heard adrian flux as well, keep searching. should get a lower quote
woops beat me to it

 

[Shaun]

Elephant??? :laugh Avoid them like the plague, along with Quinn and Swinton. Admiral, Sky, and Adrian Flux will be your best bet (Y)

Admiral was higher... grr

Will try flux tomorrow aswell.

 

[gtsnissanb]

Get a quote off flux then ring sky tell them fluxes quote and they'll smash it! They did for me

 

[Daniel]

I'm going to try this when I get another car at the end of the year Martin, thanks :grinning:.

That's really weird Shaun, Elephant were really high for me, but Admiral where by far the cheapest before I found out about Sky and Adrian Flux

 

[Guy]

I've recently had a great quote from Adrian Flux. £400 with the exhaust declared and 'free' future mod's. I'm paying about £490 atm .

 

[Shaun]

I've recently had a great quote from Adrian Flux. £400 with the exhaust declared and 'free' future mod's. I'm paying about £490 atm .

But your old! lol :laugh::laugh:
Will try flux and sky tomorrow fingers crossed i can at least get it near or under this years price.

 

[Stani1029]

Im only £800 now with 6 points and 2 accidents fully comp, no NCB, 10,000 miles with swinton

 

[micramike]

£309 on a super s, 24 years old , 2 years no claims, boom! with 1st choice

 

[Shaun]

Lucky beggars. :down:

 

[essexpunx]

Try Churchill, my son is 21 two years no claims no points £621 fully comp on a brand new Corsa D limited edition

 

[Shaun]

Hmmm for an extra £7 i can be insured for a 231 Mazda RX-8. :suspect:

 

[legendryan]

I'm 19, my 1.0 K11 was about £590 with admiral - with 2 named drives
Renewal in October is about £400 (i'll be 20 then)

 

[karlj]

Admiral was cheapest for me £900ish online rang them up and it dropped to around £600

 

[Daniel]

I paid Admiral £700 for my 1.0l, with most mods declared. No NCB or other named drivers, 10,000 miles a year. Recently got a quote for my next car (BMW E46 325Ci M-Sport) with 2 years NCB (1 from my motorbike, 1 from my K11 at the end of the year), mum and dad on my policy, and 5000 miles per year - managed to get it down to £350, and the renewal on the K11 is £750 with all mods declared and 2 NCB. Not sure how that works fwn

 

[Shaun]

This is seriously messed up!
Ryan i take it the two names are parents? is it their policy or yours?

 

[karlj]

It also depends on where you live, I tried 3 different address ad the quotes were all different the cheapest being mine

 

[legendryan]

This is seriously messed up!
Ryan i take it the two names are parents? is it their policy or yours?

Yeah I wacked my mum and dad as the 2nd and 3rd named drivers. And its my policy not theirs. I only put their names down as it went down each time, but when I put a 3rd named driver down it went up :doh:

 

[Shaun]

Yeah I wacked my mum and dad as the 2nd and 3rd named drivers. And its my policy not theirs. I only put their names down as it went down each time, but when I put a 3rd named driver down it went up :doh:

Crazy stuff.

and Karl me and ryan live in the same area so shouldn't be a massive difference.

 

[Daniel]

Shaun, just put your parents on the policy, and blag your mileage - say you'll only do 1000 miles per year, it's not like they can't check that. Say your car is parked in the garage at night as well, there are ways round it

 

[Shaun]

Shaun, just put your parents on the policy, and blag your mileage - say you'll only do 1000 miles per year, it's not like they can't check that. Say your car is parked in the garage at night as well, there are ways round it

Yeah but it doesn't always work out for people.
if the car gets smashed into or hit of a night outside the house i can't claim. they would just drop the policy like a bowling ball.

 

[Daniel]

Well at least put the folks on and blag the mileage, I save anout £300 by doing that

 

[Shaun]

Mileage 1000
parents on...
£904 ?
What the Hell!

 

[Daniel]

Told you :laugh:

 

[legendryan]

Told you :laugh:

£904 is still a ridiculous amount

 

[Daniel]

It is, but at least it's a bit less. I'm actually quite surprised it's a high as that in the first place, I have no NCB, 6 points, 1 claim against me, and it's almost half as much for me to insure a car with more mods

 

[Shaun]

Flux £564

Skyinsurance

£500
Dead on and with my missus insured too. it's gonna cost a little more as i am gonna go monthly but beggars can't be choosers.
inlcuding the coilovers aswell
(Y)


​

 

[k11_whore]

Axa want 900 fully comp off me in november with all mods im gona be doin, but without atm they said 700 1 year no claims, 5 motorbike insurance no claims and no points, good or bad?,

 

[gtsnissanb]

Flux £564

Skyinsurance

£500
Dead on and with my missus insured too. it's gonna cost a little more as i am gonna go monthly but beggars can't be choosers.
inlcuding the coilovers aswell
(Y)


​

Told ya lol

 

[Shaun]

Told ya lol

Thanks for that
and anyone else who contributed to this thread!