Hey everyone. While hunting for a good quote today I came accross a provider who supplied all the possible modifications which would affect the insurance premium. People are always asking here "will so-and-so mod affect the insurance, should I declare it?"
So I thought i'd post the full list here so you know! Of course these dont apply if they are standard on the car...
- In connection with disability
- Alloy wheels
- Badges indicating increased performance
- Blueprinting
- Body Kits
- Bonnet Bulge
- Bored out Engine
- Bull Bars
- Chipping/Engine Management
- Dashboard Changes
- Decals/Stickers
- Driving Lights
- Dual Controls
- Exhaust System Changes
- Flared wheel arches
- Flared wings
- Front Spoiler/Airdam
- Hand controls
- Large Speakers
- Locking Wheelnuts
- Misc. Engine Alterations
- Murals
- Non-Standard Respray
- Non-Standard Engine
- Rally Lights
- Rear roof spoiler
- Rear spoiler/aerofoil
- Rear valence
- Replacement seats
- Side skits/Sils
- Sports steering wheel
- Spot lights
- Standard engine replacement
- Supercharging
- Suspension changes
- Transmission changes
- Turbocharging
- Upholstery changes
- Uprated brakes
- Uprated stereo system
- Wider tyres
- Wider wheels
Now you know what you're supposed to tell them (and omg its pretty much everything!) :grinning:
