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Thanks Clodo.  It doesn't look too hot up close, but I'll fix that once I get time.  Payday tomorrow, so I'll be ringing the insurers to start declaring things, then I can press on.

All I need to declare is:

• Fog lights with yellow tints (do they need to know they're yellow?  I assume they do)
• Rear light clusters
• Wrap around spoiler

I'll also ask about:

• Alloy wheels (OEM)
• Lowering - only asking really, I'm not planning on touching that for a while, and even then it'll only be 40mm.