cant remember who I done mine with but I remember spewin cause they offered a discount of approx $100 if I had 12 points and I was only a coupla months off gettin my full points back.
Im guessin that most of us dont get full comprehensive insurance on our micras(Idont),one thing I highly recommend tho is 3rd party property insurance, this covers the cars or houses we might run into, it sucks paying off someone else's car(s)/property. Havent been caught out myself but my mum did when my bro t-boned a brand new falcon in her car and another mate ran into a house
anyway off subject, Im hanging to see pics of ur micra with the bodykit Muzza
cheers Rudy