go through the insurance mate, i done something similar about a year and a half ago i hit someone and my rear end was damaged, cracked bumper, dented bumper bar, dented tailgate and the boot where my spare wheel is was creased, i got the boot fixed a new bumper bar, new bumper and new tailgate, all of this was done through the insurance, but the mechanic had told me it cost just over £1200 to get that all done
and again it wasn't your fault, you wont lose your ncb
