welcome rachael, as glen says the micra has an upper & lower timing chain.
they are usually kept quiet by keeping them snug under tension by these plastic lined tensioner shoes that are pushed against the chain.
this is the lower chain driven by the crankshaft with tensioner in the middle.
this is the upper timing chain that drives the cam shaft, the yellow shoe thing is the tensioner which usually causes the common timing chain rattle
a noisy chain is caused by either too much chain slack (tensioner unable to push against chain to apply tension) or the plastic tensioner lining has worn down to bare metal.
now during morning cold starts when not enough oil pressure has built up yet, springs inside the tensioners help apply barely enough tension to keep the chain in place but not enough to stop the shoe & chain from rattling about, hence why you normally hear the engine rattle for bout 1-3secs till it builds enough oil pressure.
once the pump makes enough oil pressure after bout 3sec, oil light goes out and the high oil pressure usually takes over in hydraulically pushing the chain tensioners with alot of force and quietening the system.
if the chain continues to rattle loudly after 3sec of cold starting, I'd say not enough oil pressure or zero pressure is reaching the tensioner (clogged oil passages from poor oil maintenance, low oil pressure from worn bearings or worn pump) so the shoe basically rattles under the weak springs, or the shoes could be badly worn, or the chain itself could be worn n stretched.
as davy says, changing the oil & filter to a correct grade would be a good next step. (10w40 is normal, 15w40 for more worn engines but can help increase lacking oil pressure)
if it still rattles when warm, either inspect & service the tensioner or replace the engine.
servicing the tensioner involves removing the upper timing chain access panel,
unbolt & remove the tensioner,
assess the condition of the plastic shoe,
clean & blow clear the tiny oil passages in the tensioner and the engine head it bolts to free from any old gunk, debris etc to make sure oil can easily get inside the tensioner,
reset the tensioners little ratchet stopper inside the shoe,
reinstall the tensioner,
push the shoe inwards once to release the ratchet mechanism,
install cover and check if it rattles.