Insurance for a young driver?
- Thread starter Shaun.A97
- Start date
I fear there's no such thing 
Best bet for first year or 2 of insurance is 3rd party fire and theft with at least one experienced driver named on your policy and do not mod!
But make sure to enquire about fully comp as that apparently can then bring a quote down.
Shop around
Check specialist young driver insurers
I was with specialist female driver insurers for my first two years
(Diamond then doric la femme, part of provident? I think)
then with the co-op and then churchill, now Admiral
Admiral have been the best so far (as insurers go lol)
My first insurance policy was 3rd party, with my mum as a named driver, 10 month cost £650 (I was 19)
And that was in 2005
Best bet for first year or 2 of insurance is 3rd party fire and theft with at least one experienced driver named on your policy and do not mod!
But make sure to enquire about fully comp as that apparently can then bring a quote down.
Shop around
Check specialist young driver insurers
I was with specialist female driver insurers for my first two years
(Diamond then doric la femme, part of provident? I think)
then with the co-op and then churchill, now Admiral
Admiral have been the best so far (as insurers go lol)
My first insurance policy was 3rd party, with my mum as a named driver, 10 month cost £650 (I was 19)
And that was in 2005
I found 3rd party more expensive in my first year was told they see it as admitting your a bad driver :/ first year I was with a company called ingenie with a black box, dropped £1800 in my second year with a different insurer (no box) and bigger engine. It all depends on individual circumstances though as mine was the most expensive out of all my mates due to my job.
was told they see it as admitting your a bad driver :/ first year I was with a company called ingenie with a black box, dropped £1800 in my second year with a different insurer (no box) and bigger engine. It all depends on individual circumstances though as mine was the most expensive out of all my mates due to my job.
Eliot
Ex Super S Owner
When I was 17 I paid around £3000 for my 1.3 Super S. A year later best I could get was £4000. No crashes and no mods declared.This was why I had to give up driving when I came to university. Seeing as im finishing up in a few weeks I'm looking into getting a Corolla T Sport 192BHP and its only £1000. Insurance is ridiculous!
Best thing I can suggest is shop around, usually quotes are cheaper over the phone. And a nifty trick is going fully comp and setting excess as high as it will go, its usually cheaper than 3rd Party.
Best thing I can suggest is shop around, usually quotes are cheaper over the phone. And a nifty trick is going fully comp and setting excess as high as it will go, its usually cheaper than 3rd Party.
Endsleigh do student car insurance, I was tempted however I finish uni in 2 weeks!
skymera
Brutal Honesty
Dealt with a few dead un's in my time, you're never out of work - they keep coming!!! use to manage a 30 acre cemetery and mortuary. First job in the mornings was have a look in the fridges to see if you knew anyone brought in overnight.
mas12555
Rare parts nerd #JDM
Awkward thing is mate all three of them are part of the same team and owned by eachother. They can accept any quote from eachother.On the phone haha
Best 3 iv seen are Admiral/Diamond and Elephant but their all the same company if you get me
I was with Diamond, I went to go with elephant as they were the cheapest. When I phoned them up they just sent me back to diamond but using their cheaper quote.
Mine costs £600 with all mods declared with only one years no claims.
Still cheap is good haha
